Letter: No Safety Net

Fill Out the Form, or write:
602 S. Gay Street
2nd Floor
Knoxville, TN 37902

Thank you from the bottom of my (expensive, dysfunctional) heart for “Health Care Confidential” [cover story, Sept. 17, 2009]. As a self-employed, self-insured individual on a high-deductible health insurance plan, I relate to those authors who have to make practical decisions on health care: Go without? Pay hundreds and thousands in cash while everyone else plops down a $20 co-pay? Argue with the doc about whether or not it’s medically necessary? I can’t tell you how many times I’ve begged the doctor to be straight with me: Tell me if this is really important or if you’re CYA (as they say in the medical world, otherwise known as making sure you’re not sued).

People with independent, high-deductible insurance are underrepresented and marginalized in the health-

care debate. Until your story this week, I never heard anything in the media about the millions of people who do not have employer-sponsored health plans. In the mid-20th century, when Dad went to work and Mom stayed home with the kids, a corporate-sponsored health plan made sense. These days, when so many Americans are self-employed, consulting, working for a small business, or staying at home, making health insurance contingent on employment doesn’t make sense. We’re not families of the ’50s anymore.

I tell people who have cushy employer-sponsored health plans who think we don’t need reform that they’ll change their tune when I get cancer, my insurance company drops me, and they’re raising money for my treatments by throwing pancake suppers. It’s scary to know I’m walking a thin wire with no safety net.

Gretchen Roberts

North Knoxville

© 2009 MetroPulse. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Comments » 0

Be the first to post a comment!

Share your thoughts

Comments are the sole responsibility of the person posting them. You agree not to post comments that are off topic, defamatory, obscene, abusive, threatening or an invasion of privacy. Violators may be banned. Click here for our full user agreement.

Comments can be shared on Facebook and Yahoo!. Add both options by connecting your profiles.